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Terms & Conditions

General advice warning

The information on this site is of a general nature.

It does not take your specific needs or circumstances into consideration, so you should look at your own financial position, objectives and requirements and seek financial advice before making any financial decisions.

You should also read the relevant  Product Disclosure Statement and Financial Services Guide before making any financial decisions.

About the Website

  • (A.) Welcome to pipfoundation.org.au (the 'Website'). The Website Financial
    Partners In Planning Foundation (the 'Services ').
  • (B.) The Website is operated by pipfoundation. Access to and use of the Website, or any of its associated Products or Services, is provided by pipfoundation. Please read these terms and conditions (the 'Terms ') carefully. By using, browsing and/or reading the Website, this signifies that you have read, understood and agree to be bound by the Terms. If you do not agree with the Terms, you must cease usage of the Website, or any of Services, immediately
  • (C.) pipfoundation reserves the right to review and change any of the Terms by updating this page at its sole discretion. When pip foundation updates the Terms, it will use reasonable endeavours to provide you with notice of updates to the Terms. Any changes to the Terms take immediate effect from the date of their publication. Before you continue, we recommend you keep a copy of the Terms for your records.
  • (A.) You accept the Terms by remaining on the Website. You may also accept the Terms by clicking to accept or agree to the Terms where this option is made available to you by pip foundation in the user interface
  • (A.) In order to access the Services, you must first register for an account through the Website (the 'Account')
  • (B.) As part of the registration process, or as part of your continued use of the Services, you may be required to provide personal information about yourself (such as identification or contact details), including:
    (i) Email address
    (ii) Preferred username
    (iii) Mailing address
    (iv)Telephone number
    (v) Password
  • (C.) You warrant that any information you give to pip foundation in the course of completing the registration process will always be accurate, correct and up to date.
  • (D.) Once you have completed the registration process, you will be a registered member of the Website ('Member ') and agree to be bound by the Terms.
  • (E.) You may not use the Services and may not accept the Terms if:
    (i) you are not of legal age to form a binding contract with pip foundation ; or
    (ii)you are a person barred from receiving the Services under the laws of Australia or other countries including the country in which you are resident or from which you use the Services.
  • (A.) As a Member, you agree to comply with the following:

    (i) you will use the Services only for purposes that are permitted by:
    (a) the Terms; and
    (b) any applicable law, regulation or generally accepted practices
    or guidelines in the relevant jurisdictions;
    (ii) you have the sole responsibility for protecting the confidentiality of your password and/or email address. Use of your password by any other person may result in the immediate cancellation of the Services;
    (iii) any use of your registration information by any other person, or third parties, is strictly prohibited. You agree to immediately notify pip foundation of any unauthorised use of your password or email address or any breach of security of which you have become aware;
    (iv)access and use of the Website is limited, non-transferable and allows for the sole use of the Website by you for the purposes of pip foundation providing the Services;
    (v)you will not use the Services or the Website in connection with any commercial endeavours except those that are specifically endorsed or approved by the management of pip foundation ;
    (vi)you will not use the Services or Website for any illegal and/or unauthorised use which includes collecting email addresses of Members by electronic or other means for the purpose of sending unsolicited email or unauthorised framing of or linking to the Website;
    (vii)you agree that commercial advertisements, affiliate links, and other forms of solicitation may be removed from the Website without notice and may result in termination of the Services. Appropriate legal action will be taken by pip foundation for any illegal or unauthorised use of the Website; and
    (viii) you acknowledge and agree that any automated use of the Website or its Services is prohibited
  • (A.) Where the option is given to you, you may make payment for the Services (the ' Services Fee') by way of:
    (i) Electronic funds transfer ('EFT ') into our nominated bank account
    (ii)Credit Card Payment ('Credit Card')
    (iii)Cheque ('Cheque')
  • (B.) All payments made in the course of your use of the Services are made using xero. In using the Website, the Services or when making any payment in relation to your use of the Services, you warrant that you have read, understood and agree to be bound by the xero terms and conditions which are available on their website.
  • (C.) You acknowledge and agree that where a request for the payment of the Services Fee is returned or denied, for whatever reason, by your financial institution or is unpaid by you for any other reason, then you are liable for any costs, including banking fees and charges, associated with the Services Fee.
  • (D.) You agree and acknowledge that pip foundation can vary the Services Fee at any time
  • (A.) The Website, the Services and all of the related products of pip foundation are subject to copyright. The material on the Website is protected by copyright under the laws of Australia and through international treaties. Unless otherwise indicated, all rights (including copyright) in the Services and compilation of the Website (including but not limited to text, graphics, logos, button icons, video images, audio clips, Website, code, scripts, design elements and interactive features) or the Services are owned or controlled for these purposes, and are reserved by pip foundation or its contributors.
  • (B.) All trademarks, service marks and trade names are owned, registered and/or licensed by pip foundation , who grants to you a worldwide, non-exclusive, royalty-free, revocable license whilst you are a Member to:
    (i) use the Website pursuant to the Terms;
    (ii) copy and store the Website and the material contained in the Website in your device's cache memory; and
    (iii) print pages from the Website for your own personal and non-commercial use.
    pip foundation does not grant you any other rights whatsoever in relation to the Website or the Services. All other rights are expressly reserved by pip foundation
  • (C.) pip foundation retains all rights, title and interest in and to the Website and all related Services. Nothing you do on or in relation to the Website will transfer any:
    (i) business name, trading name, domain name, trade mark, industrial design, patent, registered design or copyright, or
    (ii) a right to use or exploit a business name, trading name, domain name, trade mark or industrial design, or
    (iii) a thing, system or process that is the subject of a patent, registered design or copyright (or an adaptation or modification of such a thing, system or process), to you.
  • (D.) You may not, without the prior written permission of pip foundation and the permission of any other relevant rights owners: broadcast, republish, up-load to a third party, transmit, post, distribute, show or play in public, adapt or change in any way the Services or third party Services for any purpose, unless otherwise provided by these Terms. This prohibition does not extend to materials on the Website, which are freely available for re-use or are in the public domain.
  • (A.) pip foundation takes your privacy seriously and any information provided through your use of the Website and/or Services are subject to pip foundation 's Privacy Policy, which is available on the Website.
  • (A.) Nothing in the Terms limits or excludes any guarantees, warranties, representations or conditions implied or imposed by law, including the Australian Consumer Law (or any liability under them) which by law may not be limited or excluded
  • (B.) Subject to this clause, and to the extent permitted by law:
    (i) all terms, guarantees, warranties, representations or conditions which are not expressly stated in the Terms are excluded; and
    (ii) pip foundation will not be liable for any special, indirect or consequential loss or damage (unless such loss or damage is reasonably foreseeable resulting from our failure to meet an applicable Consumer Guarantee), loss of profit or opportunity, or damage to goodwill arising out of or in connection with the Services or these Terms (including as a result of not being able to use the Services or the late supply of the Services), whether at common law, under contract, tort (including negligence), in equity, pursuant to statute or otherwise.
  • (C.) Use of the Website and the Services is at your own risk. Everything on the Website and the Services is provided to you "as is" and "as available" without warranty or condition of any kind. None of the affiliates, directors, officers, employees, agents, contributors and licensors of pip foundation make any express or implied representation or warranty about the Services or any products or Services (including the products or Services of pip foundation ) referred to on the Website, includes (but is not restricted to) loss or damage you might suffer as a result of any of the following:
    (i) failure of performance, error, omission, interruption, deletion, defect, failure to correct defects, delay in operation or transmission, computer virus or other harmful component, loss of data, communication line failure, unlawful third party conduct, or theft, destruction, alteration or unauthorised access to records;
    (ii) the accuracy, suitability or currency of any information on the Website, the Services, or any of its Services related products (including third party material and advertisements on the Website);
    (iii) costs incurred as a result of you using the Website, the Services or any of the products of pip foundation ; and
    (iv) the Services or operation in respect to links which are provided for your convenience.
  • (A.) Pip foundation 's total liability arising out of or in connection with the Services or these Terms, however arising, including under contract, tort (including negligence), in equity, under statute or otherwise, will not exceed the resupply of the Services to you.
  • (B.) You expressly understand and agree that pip foundation , its affiliates, employees, agents, contributors and licensors shall not be liable to you for any direct, indirect, incidental, special consequential or exemplary damages which may be incurred by you, however caused and under any theory of liability. This shall include, but is not limited to, any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation and any other intangible loss.
  • (A.) The Terms will continue to apply until terminated by either you or by pip foundation as set out below.
  • (B.) If you want to terminate the Terms, you may do so by:
    (i) providing pip foundation with 30 days' notice of your intention to terminate; and
    (ii) closing your accounts for all of the services which you use, where pip foundation has made this option available to you.
    Your notice should be sent, in writing, to pip foundation via the 'Contact Us' link on our homepage.
  • (C.) Pip foundation may at any time, terminate the Terms with you if:
    (i) you have breached any provision of the Terms or intend to breach any provision;
    (ii) pip foundation is required to do so by law;
    (iii) the provision of the Services to you by pip foundation is, in the opinion of pip foundation , no longer commercially viable.
  • (D.) Subject to local applicable laws, pip foundation reserves the right to discontinue or cancel your membership at any time and may suspend or deny, in its sole discretion, your access to all or any portion of the Website or the Services without notice if you breach any provision of the Terms or any applicable law or if your conduct impacts pip foundation 's name or reputation or violates the rights of those of another party.
  • (A.) You agree to indemnify pip foundation , its affiliates, employees, agents, contributors, third party content providers and licensors from and against:
    (i) All actions, suits, claims, demands, liabilities, costs, expenses, loss and damage (including legal fees on a full indemnity basis) incurred, suffered or arising out of or in connection with Your Content;
    (ii) Any direct or indirect consequences of you accessing, using or transacting on the Website or attempts to do so; and/or
    (iii) Any breach of the Terms.
  • (A.) Compulsory:
    If a dispute arises out of or relates to the Terms, either party may not commence any Tribunal or Court proceedings in relation to the dispute, unless the following clauses have been complied with (except where urgent interlocutory relief is sought).
  • (B.) Notice:
    A party to the Terms claiming a dispute ('Dispute') has arisen under the Terms, must give written notice to the other party detailing the nature of the dispute, the desired outcome and the action required to settle the Dispute.
  • (C.) Resolution:
    On receipt of that notice ('Notice') by that other party, the parties to the Terms ('Parties') must:
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  • admin@pipfoundation.org.au
  • 1300880100

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